High Street Headache

March 5, 2010

Want To Raise Capital? A Must Read If You Need Investors!

Filed under: News — Tags: , , , , , , , , , — James Scott @ 8:12 am

Regulation D, Under Sections 4(2) and 3(b) of the Securities Act of 1933, the SEC adopted Regulation D to coordinate the various limited offering exemptions and to streamline the existing requirements applicable to private offers and sales of securities. The Regulation establishes three exemptions from registration in Rules 504, 505, and 506.

Rule 504, which provides an exemption for non-reporting companies unless they are “blank check” issuers or certain “shells”, stipulates that: The sale of up to $1,000,000 of securities in a 12-month period is permitted provided that there is no general solicitation, the securities sold are restricted securities and cannot be resold except pursuant to a registration statement or exemption, and a notice must be filed with the SEC within 15 days after the first sale. Rule 504 does not provide an exemption under any state laws. In certain limited circumstances where an offering is conducted under state accredited investor exemptions, securities offered under Rule 504 may be freely transferrable. Unlike Rules 505 and 506, Rule 504 does not mandate that specified disclosure be provided to purchasers. Nonetheless, the business person should take care that sufficient information is provided to meet the full disclosure obligations which exist under the antifraud provisions of the securities laws.

Rule 505 was adopted by the SEC to provide small businesses more flexibility in raising capital than under Rule 504 – but without the uncertainty of determining the quality of the purchasers that generally is involved in using Rule 506. Rule 505 provides issuers a limited offering exemption for sales of securities totaling up to $5 million in any 12-month period.

Rule 505 contains certain restrictions regarding “accredited investors” and non-accredited persons. The-term “accredited investor” includes:

Banks, insurance companies, registered investment companies, business development companies, or small business investment companies; Certain employee benefit plans for which investment decisions are made by a bank, insurance company, or registered investment adviser; Any employee benefit plan (Within the meaning of Title I of the Employee Retirement Income Security Act) with total assets in excess of $5 million; Charitable organizations, corporations or partnerships with assets in excess of $5 million; Directors, executive officers, and general partners of the issuer; Any entity in which all the equity owners are accredited investors; Natural persons with a net worth of at least $1 million; Any natural person with an income in excess of $200,000 in each of the two most recent years or joint income with a spouse in excess of $300,000 for those years and a reasonable expectation of the same income level in the current year; and Trusts with assets of at least $5 million, not formed to acquire the securities offered, and whose purchases are directed by a sophisticated person.

If the issuer sells any securities to non-accredited investors, it must furnish to all investors the same type of information as required by Regulation A. It must also furnish audited financial statements.

If an issuer other than a limited partnership cannot obtain audited financial statements without unreasonable effort or expense, only the issuer’s balance sheet (to be dated within 120 days of the start of the offering) must be audited.

Limited partnerships unable to obtain required financial statements without unreasonable effort or expense may furnish financial statements prepared on the basis of federal income tax requirements and examined and reported on by an independent public or certified accountant in accordance with generally accepted auditing standards; and The issuer must also be available to answer questions by prospective purchasers about the issuer or the offering.

Further restrictions under Rule 505 include:

The total offering price of each issue of securities may not exceed $5 million. The offering may not be made by means of general solicitation or general advertising. The issuer may sell the securities to an unlimited number of “accredited investors” and to 35 non-accredited persons. There are no requirements of “sophistication” or “wealth” for persons to whom the securities are sold. A company must take any necessary steps to ensure that the purchasers are acquiring securities for investment only, not for resale. The securities are thus “restricted” and investors must be informed that they may not be able to sell except pursuant to a registration statement or exemption from registration. The issuer is not required to file any offering materials with the Commission. Fifteen days after the first sale in the offering, the issuer must file a notice of sales on Form D. The notice also contains an undertaking under this Rule for the issuer to furnish the Commission, upon its staff s request, any information given to non-accredited purchasers in connection with the offering. Rule 505 does not provide an exemption from state securities laws.

SEC Rule 506 offers and sales of securities by an issuer that satisfy the conditions stated below are deemed transactions not involving any public offering within the meaning of Section 4(2) of the Securities Act. For an offering to be considered exempt from the registration requirements, Rule 506 stipulates: There is no ceiling on the amount of money which may be raised. No general solicitation or general advertising is permitted. The issuer may sell its securities to an unlimited number of accredited investors and 35 non accredited purchasers. Unlike Rule 505, all non-accredited purchasers (either alone or with a purchaser representative) must be sophisticated – that is, have sufficient knowledge and experience in financial and business matters to render them capable of evaluating the merits and risks of the prospective investment. The term “accredited investor” is defined under Rule 505.

If the issuer sells any securities to non-accredited investors, it must furnish to all investors the same type of information as required by Regulation A. It must also furnish the same financial information as would be required by registration on Form S-1.

If the issuer cannot obtain audited financial statements without unreasonable effort or expense, then financial statements may be provided in accordance with the special treatment described under Rule 505.

The securities sold are “restricted” under the same stipulations in Rule 505.

A company is required to file a notice of the offering on Form D at SEC headquarters within 15 days after the first sale in the offering. All states except New York provide an exemption from state securities laws for offerings under Rule 506 but the company must file a copy of the Form D and pay a filing fee in each state. New York has a distinctive law which makes a Rule 506 offering within that state impractical.

Accredited Investor Exemption

The Small Business Investment Incentive Act of 1980 created a new statutory exemption from registration under the Securities Act for transactions involving offers and sales of securities by any issuer solely to one or more “accredited investors.” Under Section 4(6):

The total offering price of each issue of securities under the exemption may not exceed the limit on small offerings set by Section 3(b) the Securities Act, which currently is $5 million per issue. The offering may not be made by means of any form of advertising or public solicitation.

The term “accredited investor” is defined to include the same individuals and entities as included for purposes of Rules 505 and 506. The issuer is required to file a notice of sales on Form D with the Commission 15 days after the initial sale is made in reliance on the exemption.

Want To Go Public With Your Company, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!

February 27, 2010

All The Things You Need To Know About Penny Stock Trading

Filed under: Business — Tags: , , , , , , , , , — Dan Yoraway @ 8:05 am

Nothing in the market is more attractive to the public than “penny” stocks, particularly to traders who have comparatively small accounts. The reason for their attraction, rightly or wrongly, is the amount of leverage one can get if the right stock is selected. More than likely, every one of us have fantasized about owning 1,000 shares of a $0.50 stock and have it skyrocket to $1 or $2 for triple digit gains. But what are “penny stocks” and is there any ways to make the best use of them?

A “penny stock” refers to a stock that trades below $5 per share, and due to a lot of reasons,these are considered to be the choice of the people who invest with limited funds. However, trading penny stocks is a double-edge sword, as a lot of newcomers to trading quickly discover.

For example, a penny stock can return magnificent gains, even with comparatively small investments. But they can also take magnificent losses as well. Therefore, it is best that a penny stock trader is armed with the best possible tools, and with as much knowledge as possible before venturing into these shark-infested waters.

The good news is that knowledge about the fundamental company is not required, nor is it required that the investor research company fundamentals. The reason is because all knowledge is obtainable from one simple source—everything that is known about a company and its fundamentals exists in the action of its stock chart!

It is tru that that market is like a polling station, where a lot of individuals are making a speculative “bet” on a number of instruments. If this action is properly interpreted, what better “opinion” can there be than a hundred thousand people placing hard money on the line? So, throw that analyst estimation out the window, throw those earnings reports in the trash, and do not take into account on all “news” about the company, because every conceivable piece of information is built into the chart. And it is reflected instantly, in real time.

But the best news of all is that chart interpretation is done for you, right away, there are a lot of products accessible on the internet which you can make use of. By using comprehensive software products we can easily see which penny stocks are receiving the action, right now. This will also reveal which stocks have the greatest probability of a near-term move. Above all, it will keep you from making mistakes that could prove expensive, or even fatal to your finances.

Find additional information about the best penny stocks using a product available at StockVision at www.garsworld.com. And, best of all? StockVision is reasonably priced, and at a one-time payment. It is the product of choice for those with limited funds, yet great expectations. To discover the best possible trading solution today go to http://www.garsworld.com and download your FREE 7 Day copy of Stockvision.

February 21, 2010

Five Basic Tips To Face Paint

Filed under: Business — Tags: , , , , , — Hollie Copeland @ 8:04 am

There can be a lot of innovative designs and figures that can be drawn to derive more fun when it comes to face painting. Children are highly excited by the prospect of face painting. There are certain things that must always be kept in mind while you are doing face painting. These are mostly the tips for the safety of the children as well as for getting the best results.

The best thing to do before actually starting to paint is to visualise the finished face. This will be very helpful, as it will let you know what you want to do in order to achieve your desired result. However, this can be very difficult, as the children are very anxious to get their faces painted quickly. Therefore, you must make its preview in your head before stating off to paint.

It is very important that you keep the layer of the paint very thin while painting. A thin layer is less likely to crack than the thick layer. Therefore, you must apply a thin layer first, and then when it dries, you can put on another layer as desired.

Tip 2 If you are painting a child, explain him/her the necessity to remain during your time with him. A child or an adult who is constantly moving, or making rapid movements presents a risk of getting into a vague design. The paint may also go into the eyes, or your painting tools can cause bruising, or cuts. It is compulsory to position yourself comfortably before you start face painting. If you are in an uncomfortable position, you can injure the person. Also, make sure that there should no children around you while painting face. It may cause both of you a serious injury, or interrupt your work.

It will be a lot of fun if you add special effects to the painting. You can use materials like flour, cotton wool, and even rice, or wheat if you want to add some special effects to face paint. You can learn many other techniques from the internet, or from the face painting books.

It is an excellent idea to use a white base coat under any bright colours; it will avoid you from staining skin. If you want a full colour, then begin with a thin layer. When it is dried up, apply a second coat. Use a thin layer of paint, a thick layer can crack, and spoil the design.

Even the glitter that you use in face painting must be the safe one for skin, and it should be made of polyester. Another important thing is that it should be up to 0.008 microns. This is because of the fact that the size greater than that, is not classified as cosmetic size, and should not be used on the skin.

Tip 5 Supplement your basic face painting skills by using temporary tattoos, and stamps. They are available in a huge range of designs including snake, lizard, butterfly, and spider. Clean your hands to avoid infections, and germs transferring from one child to the next. You can use soap, water, or hand sanitisers in between face painting sessions.

You can buy a wide range of face painting kits and other Face Paint supplies online.

February 20, 2010

Spiritually Significant Aspects Of Buddhist Funerals

Filed under: Business — Tags: , , , , , — Amy Tan @ 8:04 am

In a Buddhist funeral, the followers of the religion believe in carrying out elaborate rites and rituals during the funeral proceedings. The funeral service, according to Buddhism, symbolizes the setting free of the deceased person’s soul, which was trapped in the futility of existence, and its quest for a new life after death.

Monks are invited to perform the ceremonies and rituals during a Buddhist funeral, which typically ends with cremation. The dormant positive energies are freed from the soul by the chanting of the correct sutras by monks who read from the religious books. To prevent any decomposition in case of delayed cremation, the mortal remains are prepared cautiously while the religious chanting is being performed. The body is bathed and put to rest in a coffin along with incense sticks, candles, wreaths and a photograph of the deceased person.

When the last rites are deferred to allow distant relatives to arrive for paying their last respects to the deceased, invited monks visit the home everyday to read and chant from the Buddhist religious book Abhidharma.

The monks complete the last rites on the day of the funeral and the head monk gives a speech recounting the noble deeds and actions done by the deceased and consoling the grieving family members and relatives. The Pansakula, a significant ritual which is expected to carry blessings and good energies to the soul of the departed is done during the last stage of chanting while a white cloth is being wrapped around the coffin.

Just before the cremation, a close family member is requested to say something about the departed individual. The Buddhist funeral ceremonies conclude with a light feast for the visitors after the funeral.

Although some variations in rituals can be seen, these are the broad ritualistic procedures carried out during funeral service by followers in countries like Tibet, Thailand and China, where a huge number of Buddhists live.

Find out more about the best company that provides high quality casket. Leave the delicate matter of your funeral service arrangement in the hands of caring funeral directors.

February 16, 2010

Ways to Locate the Perfect Building for Excess Storage Problems

Filed under: Business — Tags: , — Connor Sullivan @ 8:03 am

Whenever a company has problems with storage, it is not always a good idea to find the space in their existing premises. Indeed, sometimes it is not always necessary to do this particularly if the storage necessity is just every now and then. In Los Angeles contract warehouse facilities are available and this well within the means of most. Los Angeles 3PL (third part logistics) providers will take on the responsibility of taking on the goods and making sure that all goes well with the goods.

Most companies will want to concentrate on their core activities like production and not be caught up in the melee of finding storage facilities that will be able to take the load. This can take an inordinate amount of time and expense which means that the end product will reflect the cost of the storage. Therefore, when large orders are received, it is much better to use a third party to store the goods prior to dispatch so that the company is free to do what it does best. Another great aspect of using third parties for storage is that their housing facilities are usually of high quality. They may well have high ceilings to take all the pallets or containers, plus good ventilation and control of temperatures too. Plus they will know in advance the best way to look after the product. This is particularly important where the goods are perishable and need specialist care.

Within the storage facilities they will have up to the minute equipment to carry and load the goods whether it is to be kept for some time or is a fast moving commodity. This can be important so that the goods stay in condition. There would be no point having damaged stock being sent out to a retailing chain since this would not bode well for the seller. These suppliers can even take care of the smaller outlets that receive the goods. Perhaps they are supplying goods to a nationwide chain store, and the logistics are really quite complicated. But these third party companies will be able to manage the goods and deliver to wherever they are supposed to be on time, in the right order and without damage.

At the end of the stock run, they can even dispose of redundant stock as per the orders given by the one who owns the goods. In other words, they take the strain off the manufacturer or importer to leave them free to go about their own business or to manufacture new lines.

With a sister company, these third party suppliers can often repackage goods to make it easier to fulfill small orders, or to have advertising put on the boxes. Again, this is a great service that takes the pressure away from anyone who does this kind of work. This service must be considered as a value added service to the vendor and, although it will add some increase to end price, the consumer benefits by having goods delivered in small and manageable amounts. Market forces dictate that there will always be a need for this kind of storage.

Connor Sullivan recently stored the overstock from his store in a Los Angeles contract warehouse. He made a arrangements for a Los Angeles 3pl warehouse to pack and ship his merchandise.

February 14, 2010

An Efficient Funeral Director Gives Support When You Need It Most

Filed under: Business — Tags: , , , , , — Abby Esteban @ 8:06 am

For family and friends dealing with the recent demise of a loved one, the funeral director is an extremely important source of strength and help. They take care of the intricacies of all the arrangements that have to be made, leaving the grieving members to cope with their overwrought emotions without worrying about the intricacies of the service.

The job of a funeral director encompasses many responsibilities starting from making arrangements to bring over the deceased’s body from the morgue or the home to its place of burial or cremation. All kinds of documentation and essential paperwork involved in the process, like acquiring a death certificate, getting all the approvals, organ donation etc comes under the responsibilities of the funeral director.

Providers of all needed services for the funeral, like flowers, music, catering etc should also be managed effectively by the funeral director. He will be responsible for organising publication of obituaries in newspapers and informing the funeral service venue and programme to expected attendees, who could be the relatives or acquaintances of the deceased.

The funeral director, in discussion with the family, decides the date and venue for the funeral, and makes arrangements for the memorial service and the final burial. He also arranges for the visitation ceremony prior to the funeral service wherein close relatives and friends assemble to provide condolence to the grieving family. The funeral director’s task ends with the final sealing of the departed person’s grave on the funeral day.

In order to manage these functions towards successful conducting of the funeral service, the funeral director must have important traits of compassion and a service oriented attitude. You must thus make sure that the funeral director you desire to hire has appropriate licenses and enough experience. He should have a proven track record for sincere and efficient work so that he can perform all the essential functions without you having to fret about it.

Find out more about the best company that provides high quality casket. Leave the delicate matter of your funeral service arrangement in the hands of compassionate funeral directors.

February 9, 2010

Bezel Set Diamond Engagement Ring

Filed under: Shopping — Tags: , , , , , , , , — Alice Sy @ 8:03 am

Getting married is a major decision; you have to be ready financially and emotionally prepared before you tie the knot. Of course every woman dreams to have the perfect engagement ring, a bezel set diamond engagement ring would be one precious gift a man can give to his loved one.

A diamond has a true beauty of its own but it is enhanced when it is a bezel set diamond engagement ring. These kinds of engagement rings have a particular attraction because it enhances the diamond’s brilliance especially if it is set in silver or platinum bezel setting.

The bezel set diamond engagement ring would particularly work for woman who prefers a retro style or have a vintage effect on their engagement ring. These kinds of rings are also best for those who prefer an active lifestyle because these kinds of rings protect the diamond itself since it surrounds the diamond.

When a diamond ring is also set in bezel, it would actually hide chips or imperfections on the side the diamond.

Prices of diamonds vary depending on the size, design and how it is set, in this particular case for a bezel set diamond engagement ring. Here are some of the points to consider:

If the diamond has a perfect cut and it does not really require to be set in bezel for the purpose of hiding its imperfections; the price depends on the size of the diamond, this price would be higher if the bezel set diamond engagement ring has intricate design that helped enhance the diamond’s brilliance.

The bezel set diamond engagement ring is readily available in local or major jewelry stores anywhere, even online.

In case you plan to give your bride-to-be a truly special engagement ring, you could have it custom made, again this may cause you additional, but it’s really worth it when you see the happiness it brings to your loved one.

When looking for jewelry and watch, make sure you visit the website that specializes in diamond engagement rings and Rolex watches.

February 7, 2010

Factors To Consider Before Engaging A Cleaning Firm

Filed under: Business — Tags: , , , , , , — Angel Lork @ 8:06 am

Cleaning services are important for any firm, particularly if it has to often deal with customers in its premises. Hence, it is vital to choose a professional office cleaning company that serves all your purposes, for which you need to take certain things into consideration before making the final selection.

The main consideration is whether the service would be better on a contract or an in-house basis. An in-house service implies that the cleaning staff will be present throughout the day at the office. Whereas a contractor will only come for a particular period of time – usually once in the morning and once in the late evening. So, you have to take into account your requirements and then decide upon the type of service that will serve you best.

Make sure that you go through the reviews of the cleaning agency, which are mostly available on well known blogs or other public forums. You can even get in touch with past clients of the agency and ask them about the level of service provided by it.

One of the things to remember is that you entrust your valuables as well as important files to the cleaning employees and therefore, you need to make sure that they are completely reliable in this regard. The agency should allocate a dedicated team to do your job and it should allow you to run a background check on those employees.

Another essential consideration when engaging a cleaning company is if it is insured against accidents and other mishaps occurring during the cleaning. The insurance will be able to safeguard you financially in case a cleaner damages something precious.

Finally, if you wish to display to your clients and partners that your firm cares about the environment, then it would be a good idea to choose a green cleaning company. It should have a system of recycling the trash that it collects and must avoid use of dangerous chemicals during the cleaning process.

Find out more about the best company providing high quality commercial Cleaning Services such as Office Cleaning services.

January 27, 2010

Screen Printing Tshirts So You Can Use As A Corporate Gift

Filed under: Business — Tags: , , , , , , , , , , , — Jenny Wong @ 9:09 am

The term ‘printing’ may be explained as the procedure of creating lettering and pictures, usually using ink and paper via a printing press. The science of printing has really advanced and progressed over the years. Screen-printing, in all of its various forms, is a popular technique.

Screen printing, also called silk screening, is ideal for printing on flat and even materials. A thin screen is stretched taut around a wooden or metal frame, and ink is pressed through the uncovered areas of the screen to create an image. To create a print, the silk screen is placed on top of your material and the image is covered with a thick ink. The ink is then pressed with a heavy piece of rubber through the image and the screen. The print is created where the ink is pressed through the unmasked areas. A heated tunnel is then used to dry the wet print; the prints can then be stacked and packaged.

When a multi-color print is made, the procedure is performed again, changing screens. Thus, multi-color prints necessitate multiple screens positioned on a rotary press or performed manually, aligning the various colored prints in conjunction.

There are diverse methods of masking a screen. The easiest thing to do is to employ masking fluid right onto the screen. This process works very well for two-color graphics, while a photosensitive emulsion procedure is utilized for jobs involving multiple colors.

If you don’t specify what you want when you order a custom shirt, you may end up with your design printed in a sticky, plastic-containing ink. Water-based inks work best for the worn, vintage-looking shirts. If you want the look of a stark and heavier print, request an ink that contains plastics and is applied by a hot press.

Inks containing plastics are used by many screen printers because sometimes they last longer, are richer, heavier and more easily seen, not to mention being easier on the screen printing equipment. Within a short time frame, plastic inks can begin to crack up, though. Natural inks last longer and they look better too.

Learn more about a leading Corporate Gift Printing Specialist Company and see their unique collections of Corporate Gifts items.

Hypnosis – How It Can Transform Your Life

Filed under: Business — Tags: , , , , , , , — Vella Jones @ 9:09 am

Hypnosis involves an artificially induced state of consciousness, attained through a completely natural process and without making use of any chemicals whatsoever. Hypnosis is believed to be a state of comfort during which the person grows more receptive to suggestions. Among the many practical applications of hypnosis, hypnotherapy is one of the most important.

Hypnotherapy, as the name shows, is a process in which treatment is preformed by hypnotizing the ailing person. Pessimistic and harmful thoughts are removed from the person’s mind through this therapy.

A person who comprehends hypnosis can understand the functioning of human thoughts better. The negative thoughts that restrict a person’s growth would thus be common knowledge to the hypnotist, who can successfully replace them by instilling positive thoughts that would have a therapeutic effect on the person.

It has been well documented that hypnotherapy is very successful against cravings of all kinds. It is also helpful in healing anxiety, improving self-confidence level, and alleviating pain and despair. Childhood crises and their after-effects like frequent bed-wetting and recurring nightmares can be treated through it as well.

Not just personal problems, inhibitions in professional life like lower performance levels can also be resolved by hypnotherapy. There are various examples of people from all walks of life who have gained from it immensely. It eradicates fears of failing and instils cheerful and self-assured thoughts in the person’s mind. Many successful politicians and businessmen are known to have made use of hypnotherapy to usher a change in their personality, which has helped them in improving their public speaking and also their relationships with others.

Self hypnosis is an integral part of hypnosis. It helps in unravelling many personal myths and getting rid of all the depressing thoughts that have been troubling you. It is also an excellent way to relax and can be done periodically as a form of mental exercise. It is widely believed that a single hour of hypnosis equals 8 small sessions of naps, so self hypnosis offers a great way to rejuvenate and recuperate as well.

Hypnosis is often mistaken for occult, but that is not true at all. It has strong roots in psychology and science in general. The patient is induced into the state of altered consciousness by just suggestions, without the use of drugs or chemicals of any type, and therefore hypnotherapy is absolutely harmless as well. People of all ages can take advantage from it and lead better and more productive lives.

Learn more about Hypnotherapy Course or Hypnotherapy Course and uncover its impact to your life.

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